With the average household now carrying more than $9,000 in credit card debt alone, millions of consumers across the country are currently faced with the struggles and frustrations of being buried in unsecured debt. At Hamilton Debt Relief, we are dedicated to providing you with an alternative and ethically sound option to get out from under your mountain of debt and start your fiscal life anew. As a result, Hamilton Debt Relief provides quite possibly the fastest and least expensive way for consumers to get out of debt and find a solution to their financial needs outside of bankruptcy, which can leave a negative mark on your credit report for up to 10 years.

Debt settlement, or debt negotiation as it is commonly referred to, is a process that focuses on negotiating with specific creditors to accept a reduced settlement as a payment in full for a debt owed. Once an agreement is made between the two parties, the creditor will then report to the credit bureaus that the account was “settled in full” and that the consumer no longer has an outstanding debt with them. However, the first step of this process begins with setting our clients up on an affordable, low monthly payment that is paid into an FDIC insured account set up in their name and which they have complete control over. As funds accrue, our negotiators will begin to contact your creditors with reasonable offers to resolve your accounts one by one and get you on your way to be being debt free in as little as 12-60 months time.

First and foremost, for a consumer to qualify for Hamilton Debt Relief’s help, the entirety of the debt must be comprised of unsecured debt. Some of the more common forms of unsecured debt that our program caters to includes: credit cards, department store cards, unsecured bank loans, personal loans, medical bills, accounts placed with third party collections, and balances left over from repossessions. If you fit this criterion and are overextended or having trouble meeting your monthly bills, our debt help may be exactly what you need!

Hamilton Debt Relief understands that our debt management service isn’t fit for everyone. However, if you are seeking an option to potentially avoid the negative impact that comes along with filing for a bankruptcy or simply want to save more money than you would credit counseling, don’t hesitate to get in touch with us to learn more. Simply fill out a form on our site with your specific information and one of our knowledgeable debt consultants will get in touch with you to go over the specifics of your situation. Also, feel free to give us a call toll free at (1-877-276-5339) and we’d be happy to discuss your options right away in a free consultation anytime between 9am – 7pm. If we feel our program isn’t the best option for you, we will refer you to an affiliate who is better suited to assist you!